Financial Policies

Our goal is to provide exceptional periodontal treatment in a warm and caring environment. We understand financial pressures and strive to make treatment affordable by keeping our fees reasonable without compromising excellent care.

Dental Insurance / Benefits

If you have insurance, we ask that you bring your dental insurance card in to your first appointment.

We will be estimating your portion owed for any planned services. That portion will be due at the time of service.

We are preferred providers for the following insurance companies:

  • Delta Dental
  • Premera
  • Cigna
  • Sun Life Insurance (formerly Assurant)
  • United Concordia (through the Dental Health Alliance - DHA)
  • Aetna

If your insurance company is NOT listed above we can still process your insurance claim. You will be responsible for the amount your insurance company does not cover.

Please understand that insurance is a contract between you and your insurance company. We do our best to provide you with timely information regarding the cost of treatment, but you are ultimately responsible for all services provided by us.

The contract that you or your employer negotiated with your insurance carrier defines your dental benefits. We want you to get the most from your dental benefits, and this is best accomplished if you understand them. Please read your benefit or plan booklet or go online to your insurance company’s website. Various plans cover periodontal and implants procedures at different levels. As a result your payment portion may vary from our estimate.

We have negotiated an UCR (Usual, Customary, and Reasonable) rate with the above companies and will accept that rate. UCR rate is the term used by insurance companies to describe the amount they will pay for a particular periodontal/ implant procedure. You are responsible for a portion of the payment as defined in your particular contract. We do not know in advance the details of your contract. We, therefore, estimate your portion based on information provided by your insurance company and past experience with your insurance company.

If you do not have insurance, payment for treatment is due at the time of service.

We accept Visa, MasterCard, Discover and American Express as well as checks or cash. If you have questions or concerns regarding the cost of treatment please ask our front office staff. We are happy to discuss with you the cost of treatment, and your various options for payment.

Payment & Financing Options

All dental fees are payable at the time of service. We accept Visa, MasterCard, Discover and American Express as well as checks or cash. We also offer 12-month financing as well as financing for dental implants through CareCredit.

Financial Questions

We understand that financial considerations may be a hindrance for some patients obtaining needed dental care. We will be happy to answer any of your financial questions - simply call our office and ask for our financial coordinator.